Why Portfolio+ digital wallet software?
Simplify contactless payment
The Portfolio+ digital wallet provides a robust platform for instant and convenient transactions. Our digital infrastructure supports diverse funding options as well as payment technologies including Quick Response (QR) code, Near-field Communication (NFC), Host Card Emulation (HCE), Radio-frequency Identification (RFID), and magnetic secure transmission.
Seamless integration of the software and information components enables customers to tap or wave smartphones or Internet of Things (IoT)-enabled wearable devices to pay for purchases at Point-of-Sale (POS) terminals, transfer money or shop online. Our system links the user’s personal and financial information with transaction data in real time for smooth processing. In addition, the interface connects the transaction engine with payment gateways and payment integrators ensures validation of transaction prior to the authorization of payment.
Offer value-added services
Our expertise in mobile operating systems, financial technologies and interface design enhance third-party services. Our Application Programming Interfaces (APIs) provide an ecosystem to grow the customer base and revenues by delivering a superior payment experience. Our APIs enable transfer of funds to persons without a bank account and also allow cash withdrawal via card-less transactions.
Anonymize personal information
The Portfolio+ DataCloak solution masks private and sensitive information at the database level. It ensures responsible usage of customer data shared with testing and development teams as well as third parties, while mitigating privacy risks and ensuring regulatory compliance.
Our automated DataCloak software masks customer production data, after daily backup. DataCloak identifies each dataset to generate its cloaked substitute. Our solution anonymizes private data including social insurance number, phone number, and postal and e-mail address.
