Cloud services

Banking-as-a-Service (BaaS) - Scalable API for Digital Banking

Your financial enterprise should maximize utilization of core banking and communication infrastructure. At the same time, you should expand the reach of online banking by collaborating with partners and startups across industries.

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Portfolio+ offers an API-based, cloud-hosted Banking-as-a-Service (BaaS) platform to capitalize on investment in regulated banking ecosystems. Our platform facilitates the one-click economy by seamlessly integrating core banking with non-financial services, using Application Protocol Interfaces (APIs). It drives organic growth by embedding financial services into non-financial products.

Portfolio+ BaaS platform has easy-to-use APIs that allow traditional banks and credit unions to develop innovative digital banking offerings in collaboration with third-party service providers across industries. Our platform enhances open banking by combining robust banking infrastructure with the flexibility of cloud-first businesses. Significantly, Portfolio+ BaaS platform ensures compliance with regulations for data security, customer privacy and banking operations.

Portfolio+ Core Banking Lending Solution Footprint

Micro-Vertical Marketplace

  • Telecommunications
  • Travel and Airlines
  • Retail and e-Commerce
  • Healthcare

Digital Infrastructure

  • API Ecosystem
  • Self-Service Interface
  • Lego-ized Components
  • Real-Time Transactions

Cloud-Native Architecture

  • Cyber Security
  • Scalability
  • Configurablity
  • Statutory Compliance

Portfolio+ Banking-as-a-Service Ecosystem

Offers a connected banking experience by –

  • Mapping multiple bank accounts with third-party products
  • Adopting a banking functionality-centric approach to products and services
  • Unifying siloed business processes and core banking services

Enables secure operations by –

  • Integrating front end, back end, data, and infrastructure management
  • Ensuring authentication for specific banking functions
  • Implementing verification methods for provisioning new accounts

Enhances the customer experience through –

  • Streamlined customer onboarding processes
  • Diverse access points and distribution channels
  • Consent-based value-added services

Banking on a Virtual Private Cloud

Capturing a banking industry that’s in flux as it shifts towards the adoption of cloud technologies and open finance, Banking on a Virtual Private Cloud explores the cloud security technologies and practices that keep mission critical banking systems safe on the cloud.

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Portfolio+ offers innovative, mission-critical solutions to banks and financial institutions.

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